Annual Identity Checks

Updated: 1/23/09

Added information about Innovis, a fourth credit reporting agency. Added information about TeleCheck. Expanded information about ChoicePoint/ChoiceTrust reports. Normalized formatting and other minor tweaks.

Wake-up! Time to get to work. Go get all your identity reports, make sure nothing has appeared that is bogus or suspicious. With the US economy in the same state as your average mushroom farm, getting credit of any sort is exceptionally difficult now. And thieves are going to be taking advantage of the situation any way they can. It’s more important than ever before to keep on your toes! This year I’ve added details on a fourth credit reporting agency called Innovis Data Solutions, and re-verified all the other information is correct and accurate.

Get to it!

Updated: 10/7/08

Moved article from Gather website to, reformatted slightly for cleaner apperance.

Updated: 3/28/08

Removed Horizonal Rule tags as Gather improperly undoes them. Updated several links and removed the link for as it is now defunct. Added additional introductory paragraph about current year.

2008 is here and our long-promised bounty of money from the government will be sent out in just over a month. Be cautious about any offers on websites or in e-mail about advances on your government IRS rebate, or statements that you need to pay processing fees or other nonsense.

Oh, and it’s past time to do another annual identity check! If you did one of these last year in 2007, you’ll have the extra bonus of being able to compare your reports side-by-side and see any changes. In addition to protecting your identity and your finances, you may even find some ways to save money. So let’s get on with the original article, shall we?